Info on Federal and State Financial Assistance Programs
Financial aid can basically be broken down into four different categories: grants, scholarships, work-study programs, and student loans. Grants and scholarships are the best, and make up a relatively small part of the funds available to you. Work-study programs provide undergraduate students the opportunity to earn money by working a part-time job while they’re in … Read more
Take a poll among any number of individuals hoping to start a business and ask them what is keeping them from actually doing it. At least five times out of ten, the answer would be insufficient capital to get things off the ground. The truth is that finding start-up money is one of the most … Read more
Profession-Specific and Subject-Specific Grants As the United States struggled to come out of the recent economic recession, a lot of people have found themselves suddenly unemployed as businesses all over the country failed. In many cases, even the corporate elite were not able to escape unscathed. However, despite the downturn, there were some professionals who … Read more
How to Land a Government Job Working for the government used to be seen as a dead end because it offered lower compensation and reduced possibilities for advancement and promotion. For those on the fast track to success, climbing the corporate ladder was the way to go and working for a public office was virtually … Read more
If you would like to go to college but don’t have the money to bankroll your education, a better option would be applying for a student grant or a scholarship. Among college students who cannot afford to pay tuition out of pocket, roughly 40% of college students get by on grants. A smaller number, about … Read more
The first thing you need to know is that it’s not a good idea to sit back and relax while waiting around to get into college unless you have already completed BOTH the entire financial aid application process as well as applying to all the colleges you’re interested in attending. TONS of students make the … Read more
The objective of college financial aid programs is to ensure that the financial aid that is being made available with tax payer dollars will end up benefiting those who truly need it. For the most part, financial assistance for college is given out based on need. There is a standard formula used by colleges and … Read more
Anxiety over the decision of which college to attend, how to get accepted, and how to pay for it can get pretty intense for most students and their families. A little research and effort will go a long way towards making better college decisions, getting accepted, and perhaps most importantly securing the financial aid and/or … Read more
Student loans help a lot of people afford a college education, but often times the loans end up crippling people in the long run because the never ending monthly payments are scheduled to last so many years into the future, people worry about only one thing in their early careers – paying off the loan. … Read more
These Department of Agriculture (USDA) Rural Development housing programs exist in order to improve the quality of life for Americans living in rural areas by making sure they have access to safe, well-built and affordable homes. As the program titles suggest, rural home repair grants and loans specifically help rural home owners with very low … Read more
You may also be interested in the recent article: Finding Grants and Free Money You Qualify For Some publishers and advertisers today will swear to you that you can get free grant money from “secret sources” inside the government and then use that money for “almost any purpose”. Is it true? In a word – … Read more
The grant to get your business started and growing must come from an agency or source that wants businesses in your specific industry to succeed. For example, the Small Business Innovation Research Program funnels as much as one billion dollars every year into start-ups and small businesses that are trying to accomplish something the SBIRC … Read more
There are numerous government benefits and freebies available to citizens and legal residents in every State, including those who live in California. Most of these programs have income requirements – they are based on financial need – but some programs are available to everyone. California CalWORKs (TANF) Program Description CalWORKs is a financial assistance program … Read more
You can get free medical help, free prescriptions drugs, and emergency medical services anywhere in the country if you know who to call. The following page contains descriptions and contact information for free and emergency medical services available nationwide. Many of these resources also provide toll-free medical advice and information via their hotlines. 1-888-4PPA-NOW (1-888-477-2669) … Read more
If you’re interested in finding small business grants it means you’ve probably seen at least one late night TV commercial about all the free grant money you can get to start the business of your dreams… It sounds exciting and you want it to be true but your smarter conscience is still wondering what to … Read more
Many entrepreneurs and start up business owners know they can go to the Small Business Administration for help and that the SBA provides a wealth of information, financial services, free business counseling, etc. However the SBA itself does not directly provide grants, loans, or other types of funding. Instead, they contract with private organizations across … Read more
Do Not Apply For Grants On Any Website Until You Read This… Every year over 30 MILLION Americans receive over 450 BILLION dollars in grants and other forms of free money. It is a fact. The subject has been featured over a dozen times on major media sources such as Oprah, Headline News, CNN, CNBC, … Read more
In order to find grants and other “free money” programs you will qualify for, it is first important to understand exactly what a grant is, where the money comes from, how much is available, and what sorts of things you can use the money for. Grants are sums of “free money” which you can receive … Read more
No matter what State you live in, if you are out of work there are important things you should know before filing a claim for unemployment insurance benefits. The following article goes over everything you need to know and should help you determine some of the pros and cons of filing. If you’d like to … Read more
Most individuals who have involuntarily lost their jobs are qualified to receive unemployment benefits. The benefits may be claimed against an insurance policy, through a para-government entity or even through a union or labor group and is awarded for a prescribed number of weeks. Most of the time however, unemployment benefits are part of a … Read more
Thomas Edison did not invent the light bulb. It was invented by Humphry Davy. George Washington was technically not the first president. Payton Randolph was the first president.
Your state’s DMV will provide you with more than just vehicle registration and drivers license services. Your DMV will also provide you with organ donor information, voter registration resources, and access to numerous DMV employment opportunities. Here is current DMV contact information for all 50 states: Alabama Department of Public Safety 500 Dexter Avenue Montgomery, … Read more
Taxes paid to the IRS and state agencies are the number one expense in this country. As tax season rolls around wouldn’t it be nice to avoid any unnecessary confusion and decrease your chances of an audit? To beat the IRS we must first understand the IRS and the process associated with receiving and reviewing … Read more
The American Dream Down Payment Initiative (ADDI) program uses grant money provided by the Federal government to provide down payment assistance, closing cost, and rehabilitation assistance to individuals considered to be first time home buyers. According to the ADDI rules, a first-time home buyer is defined as “an individual and his or her spouse who … Read more
Today in America millions of first-time home buyers, minorities and other groups face difficult challenges when it comes to buying a home. The biggest obstacle is being able to come up with enough cash for a down payment. In order to purchase a home selling for $200,000 you will normally need anywhere from $6,000 to … Read more
If you are starting a for profit business, the very minimal selection of small business grants made available by the U.S. government will probably not be of much help to you. For more information on this subject check out our recent article on the hype regarding free small business grants. However, this is an exciting, … Read more
The Genesis down payment assistance program is one of the best of it’s kind. It’s a national down payment assistance program that provides home buyers with free grant money, or “gift” money to use for a down payment, closing costs, or other costs associated with buying a home. With help from this program you can … Read more
Update: Program currently unavailable! Due to a law that was imposed on October 1, 2008, AmeriDream’s Down Payment Assistance Program has been discontinued. AmeriDream is actively fighting to make down payment assistance available again. If you’d like to join the fight to reform and reinstate down payment assistance, please write or email your member of … Read more